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| 30 Year Fixed Rate Conforming |
| 20 Year Fixed Rate Conforming |
| 15 Year Fixed Rate Conforming |
| 10 Year Fixed Rate Conforming |
| FHA 30 Year Fixed |
| LincolnWay Residential 1st |
Rates last updated on Wednesday, November 19, 2008
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30 Year Fixed Rate Conforming
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 5.75% | 1% | 5.937% | | 6% | 0% | 6.094% |
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20 Year Fixed Rate Conforming
Term: 20 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 5.75% | 1% | 6% | | 6% | 0% | 6.125% |
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15 Year Fixed Rate Conforming
Term: 15 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 5.375% | 1% | 5.686% | | 5.75% | 0% | 5.906% |
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10 Year Fixed Rate Conforming
Term: 10 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 5.375% | 1% | 5.818% | | 5.75% | 0% | 5.972% |
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FHA 30 Year Fixed
Term: 30 years
Maximum Amount: $410,000
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| Rates | Points | APR |
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| 5.875% | 1% | 6.063% | | 6.625% | 0% | 6.723% |
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LincolnWay Residential 1st
Term: 3 years
Maximum Amount: $3,000,000
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| Rates | Points | APR |
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| 7.25% | 0% | 7.629% |
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The LincolnWay Residential 1st is offered as a 3 year balloon or a 5 year balloon payment with a 30 year amortization. In addition, an Interest Only payment is available. A Balloon payment of the remaining principal balance is due at the end of the loan term.
LincolnWay Community Bank is a local bank familiar with local markets. Your loan stays with us! This customized residential mortgage loan is perfect for Jumbo mortgage holders. At a time when the big banks are saying no, LincolnWay Community Bank is saying YES!
- Yes to Jumbo Mortgage loans.
- Yes to Interest Only.
- Yes to Cash Out.
- Yes to flexible underwriting, making your loan approval process simple and easy.
Call for details |
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $4,170. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $10,000. Your actual APR may be different depending upon these factors.
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